Friday, March 1, 2013

If Your Business is Your Life - Then You Should Protect it Like it is




It’s important that every Pennsylvania business owner has business insurance.  Your business is a big investment, and you need to make sure you are covered just in case.  No matter how big or small your business, or if its been established for years or if you just opened your doors for business, business insurance is a must!  We plan on compiling information for you to read through so that you can better understand all the ins and outs of business insurance.  And we are here to help you find the best business insurance custom tailored to your specific business' needs at the best price.
Having business insurance is just good business sense. To properly insure your business and its customers, you should have liability insurance - which will help protect you in case someone has an accident and gets injured in or because of your business property.  It also is very beneficial if you get sued.  Property insurance protects the building if you own it and if not, then your contents (all your personal business property) would be covered in this section.  Because contents usually update over time - it is really important to make sure you are not under insured in value here.  Do you have any employees?  Worker’s compensation insurance is required by Pennsylvania state law.   Even though you need all these different types of business insurance plans, you don’t have to break the bank in order to have all the Pennsylvania business insurance you need in order to be properly covered.

How to Get the Best Rates for Your Company?


It really does pay to shop around.  The first step is to take a look at just what type of business insurance you need for your company.  One type of business insurance that many companies find to be the best fit for their needs and is very affordable is a Business Owner’s Policy (BOP).  If you need more business insurance than a BOP offers, you really do need to get quotes from several business insurance providers.  It’s important to look at what each policy offers in the way of business insurance coverage.  You need to check what the deductible amounts are on each business insurance policy.  And, be sure to ask the business insurance agent if they have any discounts that you can take advantage of.  Since there are so many business insurance options available, if you look around and compare quotes and benefits, you will be able to find the best coverage without breaking the bank. 


Who Has Time to Shop for Insurance??



JW Hoban & Associates are here to help you sift through all the different insurance providers who offer business insurance.  With so many companies out there offering business insurance, it can be hard to decide which one to choose that will cover all of your needs.  Our professionals are ready to answer all of your questions and help you find the best match for your business insurance.  Contact us today and let us help you find the right business insurance designed to fit your needs and budget.

Blogger: Jerry Usher



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